Financial leasing
JSC CB “GLOBUS” offers the opportunity to quickly acquire assets on favourable terms through financial leasing:
- agricultural machinery;
- special-purpose machinery;
- commercial and freight vehicles;
- equipment.
- down payment - from 20%
- lease term - from 12 to 60 months
- financing rate (per annum) - from 1.7%
- fee for the use of borrowed funds, excluding VAT (one-time);
- fee for the use of the leased asset, excluding VAT
No additional collateral required!
No commissions or penalties for early or partial early repayment!
No interest rate linkage to foreign exchange rates!
Globus Bank – a participant in the government programme supporting micro, small, medium-sized and large businesses, “Affordable Financial Leasing 5-7-9%”. The programme provides financial assistance by reducing the cost of financial leasing through government compensation of the base remuneration rate to 5%, 7%, 9% or 11% per annum in the national currency.
The programme is implemented by the Government of Ukraine at the initiative of the President of Ukraine through the National Development Institution.
Key financing terms:
The programme is implemented by the Government of Ukraine at the initiative of the President of Ukraine through the National Development Institution.
Key financing terms:
- Amount — up to UAH 60 million (up to UAH 90 million for agricultural producers);
- Currency — UAH;
- Financing term — from 12 to 60 months;
- Own contribution — from 20%;
- One-time commission — 1.5% of the financing amount;
- Monthly commission — covers costs, from 2% to 8% of the value of the leased asset per year;
- Repayment schedule: equal monthly instalments or a seasonal (individual) schedule;
- Base interest rate is calculated as the UIRD Index (3 months) value + 8%/6%/4% (for micro/small/medium-sized enterprises, respectively).
Compensation Rate
|
Micro-enterprises (with annual income of less than EUR 2 million*) |
Small enterprises (with annual income from EUR 2 to 10 million*) |
Medium-sized enterprises (with annual income from EUR 10 to 50 million*) |
|
| Priority financing areas** |
5% |
5% |
7% |
| Investment financing |
11%*** |
11%*** |
11%*** |
* Annual income indicator – The amount of annual income from the business activities of an enterprise is determined within the maximum amounts established by the Commercial Code of Ukraine, for the last 4 (four) reporting calendar quarters for enterprises that submit quarterly reports, or for the last reporting year for enterprises that submit annual reports. This indicator is calculated based on the official financial statements for the reporting period preceding the date of conclusion of the financial leasing agreement.
** financing of agricultural producers for carrying out agricultural activities; support for micro, small and medium-sized enterprises (MSMEs) engaged in processing industry activities (principal NACE code) under all NACE codes of Section C of the National Classifier of Ukraine; reconstruction of fixed assets of MSMEs destroyed as a result of military aggression, as confirmed by relevant documents; support for MSMEs engaged in livestock farming activities (principal NACE code) under all classes of Group 01.4 of NACE Section A of the National Classifier of Ukraine;
*** During the period of martial law and for 180 calendar days after its termination or cancellation, the conditions for increasing the number of new jobs and maintaining existing jobs, as well as the requirements for conducting an analysis and submitting the relevant MSME reports, do not apply.ENTERPRISE ELIGIBILITY CRITERIA
An enterprise may participate in the Programme if it meets the following eligibility criteria: see at the link