Compensation of interest from the KCSA

Program of Financial and Credit Support for Businesses in Kyiv

JSC "CB "GLOBUS" is a participant in the program to support small and medium-sized enterprises in Kyiv by partially compensating interest rates on loans in Hryvnia from the local budget.

The program is aimed at implementing transparent financial and credit support for small and medium-sized businesses in Kyiv to increase welfare, economic activity, and employment. It applies to enterprises registered in Kyiv.

Program Benefits

During the martial law period and for 90 calendar days after its termination or cancellation, support is provided at the level of 99% of the amount of interest on the loan agreement actually paid by the borrower for the reporting period, using own funds.

Subsequently, it is provided at the level of 50% of the amount of interest on the loan agreement actually paid by the borrower for the reporting period, using own funds.

Participation Conditions

To participate in the specified program, all 4 of the following criteria must be met simultaneously:

Criterion 1. Registration and tax payment in Kyiv, production facilities are partially or fully located in the Kyiv region*.

*During the martial law period, production facilities are allowed to be located throughout Ukraine (except for territories that are temporarily occupied territories of Ukraine).

Criterion 2. From May 1, 2026, for the period of martial law and 90 calendar days after its termination or cancellation, financial and credit support in Kyiv will be available to borrowers who meet the requirements of the Regulation on Financial and Credit Support, their main KVED (Classification of Economic Activities):

1. Section C "Manufacturing," excluding those specified in Appendix 3.
2. Section D "Supply of electricity, gas, steam, and air conditioning."
3. Borrowers who are Defenders of Ukraine and their family members, excluding those specified in Appendix 3.
4. Borrowers with other main KVEDs, excluding those specified in Appendix 3, who receive loans or credit lines for the purchase of independent electricity sources.

Criterion 3. 

Targeted use of loans within the scope of the borrower's main activities according to KVED 2010:

• purchase of equipment, machinery, and other production fixed assets, as well as transport to be used for commercial and production purposes;
• modernization of the technological production process or fixed assets (machinery, equipment, etc.) to expand existing or create new production, reduce costs;
• purchase of non-residential real estate and/or land plots for the purpose of conducting business activities by the enterprise without the right to transfer such real estate and/or land plots for paid or free use to third parties;
• construction, reconstruction, or repair of premises in which the enterprise conducts its main economic activities, which are owned or used by the enterprise;
• implementation of energy-saving projects and projects aimed at reducing energy consumption;
• implementation of "green production technologies";
• replenishment of working capital, financing of working capital, taking into account point 2.2 of the Regulation on Financial and Credit Support;
• purchase of intellectual property rights, under commercial concession (franchise) agreements, related to the implementation of an investment project by the enterprise.

Criterion 4. Borrower's own contribution is at least 20% of the loan value.

This requirement does not apply to loans or credit lines for the purpose of replenishing working capital and/or financing working capital.

Main Loan Parameters:

• Loan Amount: up to 50 million UAH per borrower 
• Maximum nominal interest rate UIRD (12-month) 9%, set on the day preceding the day of concluding the loan agreement.
• Term: up to 6 years
• Loan origination fee: cannot exceed 2% of the borrower's total loan amount