Dear clients, please note that for transactions where one of the currencies is not the hryvnia (UAH), settlements with the international payment system (IPS) MasterCard are conducted in euros (EUR). For example, when using a hryvnia card for a transaction in a currency other than euros (EUR), the currency will be converted to euros (EUR) according to the IPS exchange rate, and the amount will be debited from the account in hryvnias (UAH) at the rate set by the bank. The IPS exchange rates are provided here