Following the reduction of the key interest rate to 13% and the implementation of the National Bank's Lending Strategy, banks will be able to significantly lower loan rates for enterprises in the most strategic sectors of the economy.
This opinion was expressed by Olena Dmitriieva, First Deputy Chairperson of the Board of GLOBUS BANK, during a broadcast on "Suspilne".
She believes that according to the Lending Strategy, the banking system can significantly help with the implementation of the country's energy decentralization plan. In this context, state-owned banks will predominantly lend to large enterprises and state institutions, while commercial banks will mainly focus on lending to small and medium-sized businesses.
"A special emphasis will be placed on insuring war risks when providing loans to enterprises in de-occupied territories and those most affected by armed aggression. This will enable more banks to participate in the Lending Strategy," the banker emphasized.
She reminded that as a result of the Ukraine Recovery Conference 2024 held in Berlin, about 110 international agreements were signed for a total of over $16 billion.
The expert suggests that thanks to this, new state loan programs aimed specifically at lending to strategic sectors—energy, defense industry, agriculture, processing industry, as well as the purchase of energy-efficient equipment for businesses—will be introduced soon.
"The Berlin conference opens financial opportunities for launching new loan projects aimed at simultaneously addressing several tasks—building a decentralized energy-independent and defensible state with a strong economy, as well as more active development of bank lending on the most favorable terms for the borrower," summarized Olena Dmitriieva.
You can watch the broadcast at the link
