Visa Infinite
The most prestigious payment card of the international payment system Visa International with a range of unique privileges and services for the most affluent and discerning customers.
The Visa Infinite card offers an unlimited universe of opportunities created specifically for those who value comfort, status and a personalized approach.
Privileges for Visa Infinite cardholders:- Personal manager - your personal support in the world of finance and comfort
- Additional cards in USD and EUR
- Best rates for international transfers
- Personalized cashback categories
- Most favorable exchange rates
- Additional income through increased interest of – up to 9% per annum in UAH on the balance of funds in the account
- If desired – the option to set a credit limit of up to UAH 500,000 with a grace period of up to 62 days
Benefits and opportunities of Visa Infinite
Visa Chatbot Concierge Service Visa Support 360 Travel Insurance Business Lounges Fast Track YQNOW Group Telemedicine Support Service
Promotions
Key Terms and Conditions
| Card name | Credit limit | Grace period | Validity period | Monthly interest rate (UAH) | Annual interest rate (UAH) | Interest rate – actual annual* |
|
Visa Infinit |
From UAH 50,000 to UAH 500,000 (for bank customers and UAH 400,000 for non-customers) | Up to 62 days | 12 months (with the option of automatic renewal) |
3% | 36% |
51.89% – cash withdrawal |
*The actual annual percentage rate is calculated for a situation in which the customer uses the entire overdraft limit at once, for example UAH 100,000, by withdrawing cash or making cashless transactions – at the bank’s ATM or cashless (depending on the customer’s choice), and makes only the mandatory monthly payment each month, with the remaining amount repaid in full on the date the overdraft limit expires.
Agreement on the Provision of a Set of Banking Services
Warning:
the customer repays the credit amount, fees and interest for its use in accordance with the terms of the agreement, tariff plan and requirements of the legislation of Ukraine, including: repayment of the credit amount and fees and payment of interest for its use within the terms and according to the payment schedule stipulated in the consumer credit agreement (in the case of credit provided in the form of account crediting or a credit line, a payment schedule may not be provided). Early repayment of the consumer credit in full at any time and without any additional fee related to early repayment, or an increase in the amount of periodic payments towards its repayment.
the customer repays the credit amount, fees and interest for its use in accordance with the terms of the agreement, tariff plan and requirements of the legislation of Ukraine, including: repayment of the credit amount and fees and payment of interest for its use within the terms and according to the payment schedule stipulated in the consumer credit agreement (in the case of credit provided in the form of account crediting or a credit line, a payment schedule may not be provided). Early repayment of the consumer credit in full at any time and without any additional fee related to early repayment, or an increase in the amount of periodic payments towards its repayment.
Warning:
the right to withdraw from the consumer credit agreement within 14 calendar days from the date of conclusion of this agreement (in case of withdrawal from such agreement, the customer shall pay interest for the period from the date of receipt of the funds until the date of their repayment at the interest rate established by this agreement and shall take other actions provided for by the Law of Ukraine "On Consumer Lending" or the agreement). The right to withdraw from the consumer credit agreement does not apply to consumer credit agreements under which the performance of obligations is secured by notarized agreements (transactions).
the right to withdraw from the consumer credit agreement within 14 calendar days from the date of conclusion of this agreement (in case of withdrawal from such agreement, the customer shall pay interest for the period from the date of receipt of the funds until the date of their repayment at the interest rate established by this agreement and shall take other actions provided for by the Law of Ukraine "On Consumer Lending" or the agreement). The right to withdraw from the consumer credit agreement does not apply to consumer credit agreements under which the performance of obligations is secured by notarized agreements (transactions).
Warning:
by signing the Application Form for Accession to the Agreement, including in electronic form using an Electronic Signature, the Customer unconditionally confirms that, at the time of entering into the Agreement, the Customer has read the full text of the Agreement and its appendices (including the Tariffs), fully understood its content and agrees to all terms and conditions of the Agreement and the Tariffs effective as of the date of conclusion of this Agreement, and has also reviewed other information listed in Clause 2, Article 12 of the Law of Ukraine «On Financial Services and State Regulation of Financial Services Markets», including the following.
by signing the Application Form for Accession to the Agreement, including in electronic form using an Electronic Signature, the Customer unconditionally confirms that, at the time of entering into the Agreement, the Customer has read the full text of the Agreement and its appendices (including the Tariffs), fully understood its content and agrees to all terms and conditions of the Agreement and the Tariffs effective as of the date of conclusion of this Agreement, and has also reviewed other information listed in Clause 2, Article 12 of the Law of Ukraine «On Financial Services and State Regulation of Financial Services Markets», including the following.