Warning: according to the Law of Ukraine "On Mortgage", the mortgagor is obliged, at their own expense, to take all necessary measures to properly preserve the mortgaged real estate, unless otherwise provided by law or the mortgage agreement, and immediately, upon the bank's request, provide physical access to the mortgaged property.
Warning: the client must repay the loan amount, commissions, and interest for its use according to the terms of the agreement and the requirements of Ukrainian legislation, including: - repayment of the loan amount, commissions, and payment of interest for its use within the terms and according to the payment schedule provided in the consumer loan agreement (if the loan is in the form of a credit account or credit line, the payment schedule may not be provided). - early repayment of the consumer loan in full at any time and without additional charges related to early repayment, or an increase in the amount of periodic payments for its repayment.
Warning: the mortgage on the property ceases in the event of full repayment of the client's debt under the agreement, the expiration of the mortgage agreement, or the realization of the mortgaged property according to the Law of Ukraine "On Mortgage" (applies to consumer loans secured by mortgage and consumer loans for the purchase of housing).
Warning: the bank has no right to unilaterally amend agreements concluded with clients unless otherwise provided by the agreement or law.
Warning: early repayment of the consumer loan in full at any time and without additional charges related to early repayment, or an increase in the amount of periodic payments for its repayment.
Warning: the bank is prohibited from requiring the client to purchase any goods or services from the bank or an affiliated or related person as a mandatory condition for providing these services (except for providing a package of banking services).
Warning: the client has the opportunity to refuse to receive advertising materials through remote communication channels.
